A bill has been introduced in Congress which proposes that borrowers with Federal Housing Administration (FHA) loans will no longer have to pay mortgage insurance premiums for the life of the loan.
FHA Announces Mortgage Insurance Premium Cut. Some homeowners who purchased homes with FHA loans could save as much as $900 a year thanks to a reduction in the FHA release (hudno. 15-001) announced the change, which could take effect as early as the end of the month.by the FHA and HUD. An FHA/HUD press
Back in 2013, FHA home loans became a lot less attractive because most newly originated mortgages required mortgage insurance to be paid for the entire life of the loan. Instead of paying mortgage insurance premiums for say 5-10 years, or until the loan-to-value (LTV) fell to 78%, many new FHA borrowers were stuck paying the annual mortgage insurance premium (MIP) for the entire mortgage term.
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· FHA Loans. FHA loans are home loans backed by the Federal Housing Administration (FHA), a government agency created to help home buyers qualify for a mortgage. FHA provides mortgage insurance on loans made by FHA-approved lenders, protecting them from the risk of borrower default. Because lenders are protected, they can afford to be more lenient when offering mortgages.
Obama to reduce FHA mortgage premium rate to spur buying. By: The Associated Press January 7, 2015 Comments Off on Obama to reduce FHA mortgage premium rate to spur buying
The Kitchen Garden was planted in the spring of 2009 by Mrs. Michelle Obama with the help of students from a local elementary school. The first kitchen garden on White House grounds since Mrs. Eleanor Roosevelt’s Victory Garden during World War II inspired Mrs. Obama’s Let’s Move! initiative to raise a healthier generation of kids.
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One in 7 beneficiaries were facing a 52 percent increase in premiums, to $159.30 in 2016 – by far the largest jump in Medicare’s history. But a bipartisan deal on the federal budget, signed by President Obama on Nov. 2, has resulted in the premiums for those people being set at $121.80 a month.
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